代码：

<?xml version='1.0' encoding='UTF-8' standalone='yes' ?><msg serviceID="146" templateID="1" action="web" brief="[QQ红包] 转账 ￥90" sourceMsgId="0" url="https://www.kjsv.com" flag="0" adverSign="0" multiMsgFlag="0"><item layout="2" advertiser_id="0" aid="0"><picture cover="http://url.cn/58V7k2G" w="0" h="0" /><title>转账 ￥90</title><summary>点击收取</summary></item><source name="QQ钱包" icon="" action="app" appid="-1" /></msg>

关于卡片使用方法：https://www.kjsv.com/article/12238.html